To help secure mortgages & remortgages for clients by researching numerous lenders without clients having to and thus helping to achieve the most competitive lender rate / fees (where applicable).

This service can be invaluable too for clients with non-standard income structures secure mortgages that align with their financial profile. Examples include the following:

• 💼 Income from salary, bonuses, and commissions
• 🧾 Business owners drawing salary, dividends, and retained profits

These income types often don’t fit traditional lending criteria, which can lead to unnecessary delays or declined applications. I provide tailored mortgage solutions that take into account the full complexity of your income – ensuring clarity, efficiency, and access to the right lenders.

🔹 What I offer:
✅ Pre-approval within 72 hours
✅ Access to lenders who understand complex income
✅ A fully managed, end-to-end service
✅ Direct, responsive support throughout the process

If your income doesn’t fit the standard mold, I can help you navigate the mortgage process with confidence.

🚨 I also help to protect a client’s mortgage and / or lifestyle by helping you get the best provider / premium for General Insurance (Buildings & / or Contents), Life Insurance, Critical Illness Cover & Income Protection.

📅 Schedule an initial discussion with me via below:
https://calendly.com/richard-alfamortgages/new-meeting